Campbell CA Real Estate: Do I Pay Less Closing Costs If I Buy With All Cash?

Campbell CA Real Estate:  Do I Pay Less Closing Costs If I Buy With All Cash?

 Campbell CA real estateYes, you do end up paying less in closing costs if you pay with all cash than if you were financing part of the home purchase.  Some of the closing costs that you would not have to incur are associated with obtaining a home purchase loan and would include the following:

  • Loan Origination Fee
  • Flood Check Fee
  • Tax Service Fee
  • Appraisal Fee
  • Credit Report Fee
  • Underwriting Fee
  • Prepaid Loan Interest Charges
  • Lender’s Title Insurance Policy

Although an appraisal is not required since you would not be applying for a home purchase loan, it is still a good idea to pay for one to ensure you are not overpaying for your Campbell CA real estate purchase.

Campbell CA Real estateEven though certain closing costs are negotiable, some typical closing costs paid by someone buying Campbell CA real estate with all cash include, but is not limited to the following:

  • Notary Fee        
  • Recording Fee
  • Courier Charge
  • Inspection Costs
  • Home Warranty Cost
  • Prepaid Property Taxes
  • Homeowner’s Insurance Premium

Trang Beuschlein has been helping those selling or buying Campbell CA Real Estate for years, providing first-class service. When you need a full-time, experienced Campbell CA Realtor who can sell your home for top dollars in the least amount of time or who can negotiate the best deal for your new home, you can count on Trang Beuschlein. If you are looking for a service oriented Campbell CA real estate agent or for a list of Campbell CA Homes for Sale, please call (408) 410-5628 or send an e-mail to

CA DRE Broker License #01453711

Copyright © 2011 Trang Beuschlein


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